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Do insurers have COVID-19 covered?

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What are the implications of COVID-19 for the insurance industry? And what longer-term trends might the outbreak serve to usher in for the future. The Covid-19 coronavirus outbreak that began in China towards the end of last year has now become a global pandemic. Although it now appears to be slowing in China, the spread of the disease is accelerat...
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How to File an Insurance Claim for Water Damage

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According to the statistics, the most common type of homeowners’ insurance claims are insurance claims for water damage. This comes as no surprise, considering the fact that water damage is the most common type of property damage to occur. So, to make sure you’ll be able to take appropriate measures and make informed decisions in the unfortuna...
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What To Do Before, During, and After a Flood

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Even if you feel you live in a community with a low risk of flooding, remember that anywhere it rains, it can flood. Just because you haven't experienced a flood in the past, doesn't mean you won't in the future. Flood risk isn't just based on history; it's also based on a number of factors including rainfall , topography, flood-control measures, r...
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How to prepare for Tropical Depression 14

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Tropical Depression Fourteen was the last tropical depression of the 1987 Atlantic hurricane season and was the third most destructive storm of the year. The depression formed on October 31, 1987 in the Caribbean Sea, heading along a northward path into the southern Gulf of Mexico and into Florida until the system was absorbed on November 4. The pa...
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Planning a RV road trip? Here are some safety tips

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If your next vacation is a road trip, then be prepared: Your car is about to become a mobile family room. Childproof it accordingly. This will probably take some time, so start a few days before your trip. Here's how:1. Go for a tune-up. For smooth sailing (and overall sanity), make sure your car is in good working order. The National Highway Traff...
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Things to consider when planning a summer trip during a pandemic

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Coronavirus: What to Consider While Planning Your Summer Vacation Even during the best of times, rest and relaxation are an important component of maintaining your overall well-being. And in the summer, what better way to relax than a vacation. The need to get away and recharge probably feels more necessary now than ever before. But while a summer ...
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Things to do to prepare for a Tropical Storm

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The best time to prepare for a hurricane is before hurricane season begins on June 1. It is vital to understand your home's vulnerability to storm surge, flooding, and wind. Here is your checklist of things to do BEFORE hurricane seasons begins. Know your zone: Do you live near the Gulf or Atlantic Coasts? Find out if you live in a hurricane evacua...
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Lightning Truths and Consequences

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We're now in peak lightning season. Do you know what to do? Though we've lived with lightning all our lives, many people have misconceptions about it. Yet, understanding lightning and how to protect against it can make all the difference in keeping us and our property safe. Here, then, are some common myths about lightning—and the truth: Myth: If y...
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WATER DAMAGE CLAIM - THINGS YOU NEED TO KNOW

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Water damage can cost thousands of dollars and it is the most commonly claimed home insurance offer. It is the most frequent insurance claim and impacts 1 of 50 homeowners every year. Water damage is usually caused by storms, floods, or even frozen pipes. Most insurance companies cover water damage but with exceptions like gradual water leaks which...
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6 Things you Need to Plan for a Successful RV Road Trip

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RVing is becoming more popular by the day thanks to the isolationist philosophy during this pandemic. With all the restrictions caused by the COVID-19 virus, vacationing became a lot harder than before. But with the surge of the RVs, a person could go on a vacation while still maintaining isolation from other people which is the main cause for the ...
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Important Tips on Tropical Storm Preparation

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Tropical storms and hurricanes bring heavy rain and winds that can create damage, as well as block roads and knock out power. People with certain health conditions, like those that require medication, need to have a safety plan in place in case an emergency strikes. Here's how you can keep your family safe and healthy before, during and after a sto...
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What to Do BEFORE, DURING, and AFTER a Flood

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Floods are something that can't be stopped once it gets started. It is very destructive and could cost thousands of dollars in damages, not to mention the potential fatalities that come with it. To minimize that, you need to do these things before, during, and after a flood. BEFORE A FLOOD Research the area - Some areas are very prone to flooding w...
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